Believe this is a Yellow Garden Spider. According to the National Wildlife Federation are large, orb-weaving arachnids, meaning they spin a circular web. Click on the NWF link for more info.
AI says that "Spiders are arachnids, not insects, and have eight legs and two main body parts. They play a crucial role in ecosystems by controlling insect populations and can be found in various habitats worldwide, with over 53,000 known species."
Just a bit of FYI for the day :)
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